Re-imaged credit card management
Built a comprehensive credit card management experience, transforming one of CRED’s longest-standing and most used products and expanded features for millions of users.
CRED / 2025
Designed to address the growing trend of users managing multiple cards by unifying spends, statements, payments, and rewards into one cohesive, intuitive experience. Improved visibility into the credit cycle and simplified key actions, improving retention, engagement, and driving sustained product growth.
Collaborators
Atul Khola
Gowtham Magesh
Anoop Kumar
Cards that feel real
Created a product experience that mirrors how people perceive and manage their physical cards in the real world. Each digital card was designed to resemble an actual credit card, while the key updates feature highlights important information like upcoming bills and statement arrivals, helping users stay informed and act quickly.
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Made essential information like amount due, due date, and payment status instantly visible, reducing cognitive effort and improving clarity. Each card offers a comprehensive view with credit limit details and an organized list of all transactions, giving users full transparency and control.
Clarity in a single glance
Designed to make multi-card management effortless by replacing the traditional list view with a single, glanceable card stack. The total due amount appears at the top, while each card can be expanded through a smooth scroll interaction, creating a sense of depth, continuity, and instant access to key details without switching screens.
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Intelligent prioritization automatically orders cards by upcoming due dates, eliminating the need for manual sorting or excessive scrolling and allowing users to focus only when action is required. A simple switch lets users toggle between recent and statement spends, offering two clear ways to view their dues. Long-pressing the total due amount reveals a detailed breakdown, helping users compare spends across cards with ease.
Effortless control with simple gestures
With the amount of detailed data available for each credit card, it became essential to reduce the effort required to access it. Instead of making users tap through multiple screens, the experience was designed around quick, intuitive gestures. A simple long-press or swipe reveals key information and actions instantly, from viewing statements and due amounts to checking rewards and recent transactions.
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These gestures make exploration feel natural and fluid, allowing users to interact with their cards the way they would in the real world, by holding, flipping, or sliding. This approach not only reduced navigation steps but also created a sense of direct, tactile connection with the product, making credit card management faster, smarter, and more engaging.
Taking a moment to acknowledge the incredible collaboration behind this product. It wouldn’t have come together the way it did without the combined effort of illustrators, developers, motion designers, and many others who brought their craft and care to every detail.
Smart Statements and Recent Spends
UPI transactions and Payment success
Using AR technology for immersive storytelling
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